Easy Chocolate Banana Bread Recipe

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Transform overripe bananas into a luscious treat with this Chocolate Banana Bread recipe. Ripe bananas lend natural sweetness and moisture, perfectly balanced by rich cocoa powder. Whisking the batter gently keeps the crumb tender. This crowd-pleasing loaf bakes up with deep chocolate flavor and is ideal for a cozy weekend treat or as a special morning indulgence with coffee.

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Chocolate Banana Bread Recipe preparation step

Your New Go-To Chocolate Banana Bread

  • Easy Chocolate Banana Bread – Minimal steps for maximum flavor in under 20 minutes of prep.
  • Moist Banana Bread – Yogurt and ripe bananas ensure a tender, ultra-moist crumb every time.
  • Family-Friendly Dessert – A Banana bread dessert recipe that both kids and adults adore.
  • Perfect for Beginner Bakers – Simple mixing method with forgiving, pantry-staple ingredients.

What You’ll Need for This Chocolate Banana Bread

Chocolate Banana Bread ingredients

For the bread

  • All-purpose flour – The backbone of this recipe, so don’t skip it!
  • Granulated sugar – Adds just the right amount of sweetness to balance the bananas.
  • Baking soda – Keeps the bread light and fluffy.
  • Fine sea salt – A pinch enhances all the flavors beautifully.
  • Ripe bananas – The riper, the better for that natural sweetness and moisture.
  • Unsalted butter – Melted and slightly cooled for a rich, tender crumb.
  • Eggs – Room temperature is key for even mixing.
  • Plain yogurt or sour cream – Either works to add a lovely moistness and slight tang.
  • Pure vanilla extract – A must for that warm, cozy flavor.

For the chocolatey goodness

  • Semisweet chocolate chips – Folded into the batter and sprinkled on top for melty pockets of joy.

Your Stress-Free Chocolate Banana Bread Timeline

Hey friend, I know how crazy weeknights can get, so I designed this Chocolate Banana Bread recipe to fit right into your busy life. You’ll spend about 15 minutes getting everything ready—just enough time to sip your coffee while you mash those bananas!

Then, the oven does the heavy lifting for about an hour, filling your kitchen with the most incredible aroma. In just over an hour total, you’ll have a warm, comforting loaf ready to slice. It’s the perfect weekend baking project that feels special without being complicated. For more quick baking ideas, check out my chocolate chip cookies—they’re another family favorite!

Chocolate Banana Bread

Chocolate Banana Bread

320kcal
Prep 15 minutes
Cook 1 hour
Total 1 hour 15 minutes
Servings 1 loaf
Course Dessert, Snack
Cuisine American

Ingredients

  • 2 cups all-purpose flour
  • 3/4 cup granulated sugar
  • 3/4 teaspoon baking soda
  • 1/2 teaspoon fine sea salt
  • 3 ripe medium bananas, mashed about 1 1/4 cups
  • 1/2 cup unsalted butter, melted and slightly cooled
  • 2 large eggs, at room temperature
  • 1/4 cup plain yogurt or sour cream
  • 1 teaspoon pure vanilla extract
  • 1 cup semisweet chocolate chips

Equipment

Method

  1. Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan with butter or non-stick cooking spray, then line it with a piece of parchment paper so that it hangs over the two long sides for easy removal.
  2. In a large mixing bowl, whisk together the all-purpose flour, granulated sugar, baking soda, and fine sea salt until they are thoroughly combined.
  3. In a separate medium bowl, mash the ripe bananas with a fork until mostly smooth. Whisk in the melted and slightly cooled butter, room temperature eggs, yogurt, and vanilla extract until the wet mixture is fully blended.
  4. Pour the wet banana mixture into the bowl with the dry ingredients. Use a spatula to gently fold everything together until just combined and no streaks of flour remain; be careful not to overmix. Then, gently fold in 3/4 cup of the chocolate chips.
  5. Pour the batter into the prepared loaf pan and smooth the top with the spatula. Sprinkle the remaining 1/4 cup of chocolate chips evenly over the top.
  6. Bake for 55 to 65 minutes, or until the bread is deeply golden brown and a toothpick or cake tester inserted into the center comes out clean or with just a few moist crumbs attached.
  7. Let the banana bread cool in the pan on a wire rack for 15 minutes. Then, using the parchment paper overhang, carefully lift the bread out of the pan and place it directly on the rack to cool completely before slicing.

Nutrition

Calories320kcalCarbohydrates45gProtein4gFat14gSaturated Fat8gPolyunsaturated Fat1gMonounsaturated Fat4gCholesterol45mgSodium180mgPotassium200mgFiber2gSugar25gVitamin A250IUVitamin C3mgCalcium20mgIron1.8mg

Tried this recipe?

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Making Chocolate Banana Bread Work for You

I love hearing from readers who adapt my recipes to fit their lifestyles—it makes me so happy! If you’re sugar conscious or exploring low glycemic options, this Chocolate Banana Bread is wonderfully flexible. For a lower sugar version, you can reduce the granulated sugar by a quarter cup—the bananas add plenty of natural sweetness already.

Another great swap is using a natural sweetener like coconut sugar, which blends beautifully with the chocolate flavor. For those avoiding dairy, coconut yogurt works perfectly in place of regular yogurt. Remember, small tweaks can make this already wholesome treat even more aligned with your needs!

My Best Chocolate Banana Bread Baking Secrets

After testing this recipe countless times (my kids never complain about too much banana bread!), I’ve picked up some tricks that make a real difference. Here are my favorite ways to ensure your loaf turns out perfectly every single time:

  • Flavor Boost: Add a teaspoon of instant espresso powder to the dry ingredients—it makes the chocolate taste even richer without adding coffee flavor.
  • Texture Trick: Don’t overmix the batter! Fold until just combined for that tender, fluffy double chocolate banana bake texture we love.
  • Dietary Swap: For a nut-free version, skip adding nuts entirely or use sunflower seeds for crunch. The classic banana bread on my site has more nut-free ideas too.
  • Storage Tip: Keep slices fresh by storing them in an airtight container—they’ll stay moist for days. For longer storage, check out my gingerbread loaf freezing tips—the method works perfectly for this bread too!

The Goodness in Every Slice of Chocolate Banana Bread

While this is definitely a treat, I love that this Chocolate Banana Bread packs some nutritional benefits thanks to those ripe bananas. They provide potassium and natural sweetness, while the eggs add protein to help keep you satisfied. Using yogurt creates a moist yogurt banana bread recipe that adds probiotics too.

For detailed nutritional analysis, I often refer to the America’s Test Kitchen baking science behind similar recipes. If you’re looking for more breakfast options with nutritional benefits, my banana nut baked oatmeal is packed with whole grains and nutrients. And for a lighter morning option, this banana chocolate yogurt bowl combines similar flavors in a breakfast-friendly format!

Creating a Lighter Chocolate Banana Bread

Sometimes I want all the chocolatey comfort but with a lighter touch, and this recipe adapts beautifully. For a lower-fat version, you can replace half the butter with applesauce—it keeps the moisture while cutting calories. Whole wheat flour can substitute for half the all-purpose flour too, adding fiber without compromising texture.

If you’re watching sugar intake, try dark chocolate chips with higher cocoa content—they offer intense flavor with less sweetness. For another deliciously adaptable recipe, check out my pumpkin bread—it has similar flexibility for dietary needs. And if you love chocolate and pumpkin together, my pumpkin chocolate chip bread might become your new favorite!

How We Love to Enjoy Chocolate Banana Bread

I’ll never forget the first time I made this Chocolate Banana Bread for my daughter’s bake sale—it disappeared before I could even set out the napkins! Now it’s our go-to for cozy weekends, playdates, and those “I need something sweet” moments.

We love it slightly warm with a pat of butter melting into the chocolate chips. For a real treat, toast slices and serve with a dollop of Greek yogurt and fresh berries. It pairs beautifully with coffee in the morning or a glass of cold milk as an after-school snack. For other loaf cakes that make great snacks, try my lemon rhubarb loaf or lemon pistachio loaf—they’re equally delightful!

Chocolate Banana Bread serving step

Common Chocolate Banana Bread Mistakes (Save Your Loaf!)

Over the years, I’ve made—and seen—all the banana bread blunders. Learning from mistakes is how we become better bakers, so here’s what to watch for with this Chocolate Banana Bread recipe:

  • Overmixing the batter: This is the number one mistake when making banana bread! Gently fold until just combined—a few streaks are okay. Overmixing develops gluten and makes the bread tough.
  • Using underripe bananas: Why can’t you use ripe bananas for banana bread? Actually, you should! Green bananas lack the sweetness and moisture that makes banana bread magical. Wait until they’re speckled and soft.
  • Underbaking: The toothpick test is your best friend. If it comes out with wet batter, bake longer. A few moist crumbs are perfect—wet batter means it’s not done.
  • Skipping the parchment paper: That little paper sling makes removal so much cleaner! Without it, you risk breaking your beautiful loaf.

For more technical baking insights, I appreciate the Bon Appétit flavor development approaches to balancing ingredients. And if you’re looking for another forgiving baked good, my chocolate cake has similar simple techniques that yield impressive results!

Keeping Your Chocolate Banana Bread Fresh

My grandmother taught me that proper storage is the secret to enjoying baked goods for days, and she was absolutely right! This Chocolate Banana Bread stays moist for up to 4 days at room temperature when wrapped tightly in foil or stored in an airtight container.

For longer storage, slice and freeze individual portions—they’re perfect for quick breakfasts or unexpected guests. Just pop frozen slices in the toaster for a warm treat that tastes freshly baked. If you love having ready-to-eat treats on hand, my snickerdoodle banana bread freezes beautifully too. And for a different frozen dessert option, try the chocolate peanut butter banana smoothie—it uses similar flavors in a drinkable form!

Why You Should Make Chocolate Banana Bread Now

I remember the first time I developed this recipe—my kitchen smelled like a bakery, and my family hovered around waiting for that first slice. There’s something magical about transforming speckled bananas into a warm, chocolatey loaf that brings everyone together.

This Easy Chocolate Banana Bread has become one of those recipes that friends request again and again, and I think you’ll love it just as much. It’s forgiving enough for beginners yet delicious enough to impress experienced bakers. The moist texture and rich chocolate flavor make it perfect for any occasion—from quiet mornings with coffee to sharing with neighbors.

If you enjoy this recipe, you might also love my matcha banana bread for a different flavor twist, or the banana bread latte that pairs perfectly with a slice. Whatever you bake next, I hope it brings you as much joy as this Chocolate Banana Bread has brought to my home!

More Cozy Baking Recipes You’ll Adore

If this chocolate banana bread hit the spot, you’re going to love these other comforting baked treats. Each one brings that same homemade warmth and flavor that makes baking so rewarding!

  • Classic Banana Bread – The timeless version that started my banana bread obsession, perfectly spiced and wonderfully moist.
  • Snickerdoodle Banana Bread – Cinnamon-swirled goodness with that signature snickerdoodle cookie flavor in every slice.
  • Matcha Banana Bread – A vibrant green tea twist that adds antioxidant benefits and beautiful color.
  • Pumpkin Chocolate Chip Bread – Fall flavors meet chocolate in this spiced, crowd-pleasing loaf.
  • Gingerbread Loaf – Warm spices and molasses create the ultimate holiday-inspired treat.
  • Lemon Pistachio Loaf – Bright citrus and crunchy nuts make this loaf refreshing and satisfying.

Chocolate Banana Bread Questions Answered

Can you add chocolate to banana bread?

Absolutely! Chocolate and banana are a match made in heaven. This Chocolate Banana Bread recipe uses both cocoa powder and chocolate chips for double the chocolate flavor. The bananas’ sweetness balances the bitterness of cocoa beautifully, creating a moist chocolate chip banana bread that’s irresistible.

What is the number one mistake when making banana bread?

Overmixing the batter is the most common mistake. When you work the batter too much, you develop gluten which makes the bread tough instead of tender. Gently fold the wet and dry ingredients until just combined—a few flour streaks are better than overmixed batter! For more baking tips, check out my classic banana bread guide.

What is the secret to super moist banana bread?

The secret lies in using very ripe bananas and adding moisture-rich ingredients like yogurt or sour cream. This creates a moist yogurt banana bread recipe that stays tender for days. Also, avoid overbaking—remove the loaf when a toothpick comes out with moist crumbs but no wet batter.

Why can’t you use ripe bananas for banana bread?

Actually, you should use ripe bananas! The question might be confusing—green, underripe bananas lack the natural sweetness and soft texture that makes banana bread wonderful. Very ripe, speckled bananas mash easily and provide maximum flavor and moisture for your Chocolate Banana Bread.

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