Warm up your weekend mornings with a slice of this Chocolate Chip Bread, studded with melty chocolate chips and vanilla. A quick stir of the battery means you can have this tender loaf in the oven in minutes. It’s the kind of cozy, homemade treat that turns an ordinary breakfast into something special.
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Ingredients for Chocolate Chip Bread
I love how a few simple ingredients can transform into this incredible Chocolate Chip Bread. Use room temperature dairy and eggs for a batter that comes together like a dream.
- All-Purpose Flour – The base of this bread, so make sure it’s fresh and well-measured.
- Baking Soda – Essential for that perfect rise and soft texture.
- Salt – Just a pinch to balance out the sweetness.
- Unsalted Butter – Softened is key for easy creaming—don’t skip this step.
- Granulated Sugar – Adds the right amount of sweetness without overpowering.
- Large Eggs – Room temperature eggs blend more smoothly into the batter.
- Vanilla Extract – Pure extract is best for that warm, comforting flavor.
- Whole Milk – Room temperature ensures the batter comes together seamlessly.
- Semi-Sweet Chocolate Chips – The star of the show! Use high-quality chips for the best results.
Cook Time for Chocolate Chip Loaf
One of my favorite things about this recipe is just how quickly it comes together. In about the time it takes to enjoy a cup of coffee, you can have this simple baked treat with chocolate chips ready for the oven.
| Activity | Time |
|---|---|
| Prep Time | 15 minutes |
| Cook Time | 55 minutes |
| Total Time | 70 minutes |
If you find yourself with ripe bananas, you could also whip up a batch of my cottage cheese banana bread while you wait for this loaf to bake.
How to Make Homemade Chocolate Chip Bread
Making this easy recipe for chocolate chip loaf is a true joy. Follow these simple steps for a moist homemade bread with chocolate that will fill your kitchen with the most wonderful aroma.
Step 1: Prepare Your Pan
Preheat the oven to 350°F and grease a 9×5-inch loaf pan with butter or cooking spray, ensuring the entire surface is lightly coated to prevent sticking.
Step 2: Combine Dry Ingredients
In a medium bowl, whisk together 2 cups of all-purpose flour, 1 teaspoon of baking soda, and 1/2 teaspoon of salt until the ingredients are evenly combined and no lumps remain.
Step 3: Cream Butter and Sugar
In a large mixing bowl, cream together 1/2 cup of softened unsalted butter and 3/4 cup of granulated sugar using an electric mixer on medium speed for 2–3 minutes, until the mixture becomes light, fluffy, and pale in color.
Step 4: Add Wet Ingredients
Add 2 large eggs one at a time, beating well after each addition, followed by 1 teaspoon of vanilla extract, and use a rubber spatula to scrape down the sides of the bowl to ensure uniform mixing.
Step 5: Alternate Mixing
Gradually add the flour mixture and 1/2 cup of whole milk to the butter mixture in alternating additions, beginning and ending with the flour, and mix on low speed until just combined, being careful not to overmix.
Step 6: Fold in Chocolate Chips
Gently fold in 1 cup of semi-sweet chocolate chips with a rubber spatula until they are evenly distributed throughout the batter.
Step 7: Bake to Perfection
Pour the batter into the prepared loaf pan, smooth the top with the spatula for an even surface, and bake for 50–60 minutes, or until a toothpick inserted into the center comes out clean and the top is golden brown. Allow the bread to cool in the pan for 10 minutes before transferring it to a wire rack to cool completely.
Pro Tips & Tasty Tweaks
Over the years, I’ve learned a few secrets to making the absolute best soft bread loaded with chocolate chips. Here are my favorite ways to customize this easy breakfast bread and ensure it turns out perfectly every single time.
- Flavor Swap: Try using dark chocolate chips or even a mix of white and semi-sweet chips for a different flavor profile. A teaspoon of orange zest also adds a lovely, bright note.
- Diet Tweak: For a gluten-free version, swap the all-purpose flour with your favorite 1:1 gluten-free baking blend. Check out my gluten-free pumpkin bread for more inspiration on gluten-free baking.
- Texture Fix: To avoid a dense loaf, be sure not to overmix the batter once you add the flour. Mix until the ingredients are just combined for a tender crumb.
- Storage Tip: Keep your bread fresh by storing it in an airtight container at room temperature for up to 3 days. For longer storage, it freezes beautifully. If you love chocolate treats, you must try my oatmeal chocolate chip cookies next!

Chocolate Chip Bread
Ingredients
- 2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1/2 cup unsalted butter softened
- 3/4 cup granulated sugar
- 2 large eggs at room temperature
- 1 tsp vanilla extract
- 1/2 cup whole milk at room temperature
- 1 cup semi-sweet chocolate chips
Equipment
- loaf pan
- electric mixer
- spatula
Method
- Preheat your oven to 350°F and grease a 9×5-inch loaf pan with butter or cooking spray.
- In a medium bowl, whisk together the flour, baking soda, and salt until well combined.
- In a large mixing bowl, cream the softened butter and sugar together with an electric mixer on medium speed until light and fluffy, about 2-3 minutes.
- Beat in the eggs one at a time, followed by the vanilla extract, scraping down the sides of the bowl as needed.
- Alternately add the flour mixture and milk to the butter mixture, beginning and ending with the flour, and mixing on low speed until just combined.
- Fold in the chocolate chips with a spatula until evenly distributed throughout the batter.
- Pour the batter into the prepared loaf pan and smooth the top with your spatula.
- Bake for 50-60 minutes until a toothpick inserted into the center comes out clean and the top is golden brown.
Nutrition
Private Notes
Tried this recipe?
Let us know how it was!Nutrition and Health Benefits
While this Chocolate Chip Bread is certainly a treat, it’s also packed with nourishing ingredients that offer benefits beyond its incredible flavor. I believe that moderation is key and enjoying homemade baked goods can be part of a balanced lifestyle.
Using real, simple ingredients means you know exactly what’s going into your body. The eggs provide protein, the milk adds calcium, and high-quality chocolate chips offer antioxidants. For more inspiration on healthy baking recipes, check out my collection of wholesome baked treats that never compromise on flavor.
If you’re looking to explore more nutritious options, my healthy muffin recipes are perfect for mornings when you want something satisfying yet light. For science-based insights on balanced eating, the dietary guidelines from trusted health sources can help you make informed choices about incorporating treats into your diet.
A Lighter Version of Chocolate Chip Bread
Sometimes you want all the comfort of this easy breakfast bread but with a lighter touch. Over the years, I’ve perfected a few simple swaps that keep the tender crumb and chocolatey goodness while reducing calories and fat.
Try replacing half the butter with unsweetened applesauce or mashed banana for natural moisture without all the oil. You can also reduce the sugar by a quarter cup – the chocolate chips provide plenty of sweetness. For another delicious lighter option, my snickerdoodle banana bread uses ripe bananas to create moisture naturally.
If you love the combination of chocolate and pumpkin, you’ll adore my pumpkin bread recipe which uses pumpkin puree to create an incredibly moist homemade bread with chocolate that feels indulgent while being slightly better for you.
Thoughtful Tips for Special Diets
When my cousin was diagnosed as diabetic, I started experimenting with ways to make our family recipes more sugar-conscious without losing the heartwarming flavors we love. It became a joyful challenge in my kitchen – creating treats that everyone can enjoy regardless of dietary needs.
For a truly diabetic-friendly version of this chocolate chip loaf, try replacing the sugar with a natural sweetener like stevia or xylitol. These sugar alternatives won’t spike your blood sugar like traditional sugar does. You can also use sugar-free chocolate chips to make this recipe completely no added sugar.
Another great tip for glycemic control is to add a tablespoon of almond flour to the batter – it helps slow down digestion and makes this soft bread loaded with chocolate chips more blood sugar friendly. Remember that portion size matters too – sometimes a small slice with a cup of tea is all you need to satisfy that sweet craving.
How to Serve Chocolate Chip Bread
I’ll never forget the Saturday mornings at my grandmother’s house, where a warm slice of this simple baked treat with chocolate chips would magically appear alongside my cup of milky coffee. She’d always say, “Anything worth eating deserves to be served with love,” and that philosophy has stayed with me ever since.
This easy chocolate chip bread is wonderfully versatile – serve it warm from the oven with a pat of butter melting into the crevices, or lightly toasted until the chocolate chips get gooey again. For a special brunch, pair it with my chocolate chip pancakes for a chocolate lover’s dream spread.
If you’re hosting guests, consider serving this moist homemade bread with chocolate alongside a selection of spreads – almond butter, fruit preserves, or even a dollop of Greek yogurt. For another crowd-pleasing option, my gingerbread loaf offers warm spices that complement coffee beautifully and make any gathering feel special.
Mistakes to Avoid
When I first started making this Chocolate Chip Bread, I learned some lessons the hard way. Now I want to share these insights so your baking experience goes smoothly from the start.
Overmixing the batter is probably the most common mistake. Once you add the dry ingredients, stir just until everything is combined – a few lumps are perfectly fine. Overmixed batter creates a tough, dense loaf instead of the tender crumb we love.
Another error I see often is using chocolate chips that are too large. Standard-sized chips distribute evenly, but jumbo chips tend to sink to the bottom. If you only have large chips, toss them with a tablespoon of flour before folding them into your easy chocolate chip bread batter.
Don’t forget to properly prepare your pan! I’ve had loaves stick despite my best efforts until I started using parchment paper with a light coating of butter. For more baking tips, check out my guide to successful healthy baking that covers all the fundamentals.
Finally, resist the urge to slice your homemade chocolate chip bread while it’s still hot from the oven. I know it’s tempting – that aroma is incredible! But waiting until it cools completely gives the structure time to set, resulting in cleaner slices. For food safety guidelines on handling baked goods, the official food handling guidelines provide helpful information.
How to Store Chocolate Chip Bread
My grandmother always wrapped her Chocolate Chip Bread in a clean kitchen towel before tucking it into the bread box. She said it kept the moisture just right – not too dry, not too damp. That memory makes me smile every time I wrap a fresh loaf.
For short-term storage, keep your chocolate chip loaf in an airtight container at room temperature for up to 3 days. If you live in a humid climate, adding a paper towel to the container helps absorb excess moisture and prevents sogginess.
This easy breakfast bread freezes beautifully too! Wrap individual slices or the whole loaf tightly in plastic wrap, then place in freezer bags for up to 3 months. Thaw at room temperature or pop a frozen slice straight into the toaster for a warm treat.
To refresh day-old bread, warm slices in a 300°F oven for 5-7 minutes. The chocolate chips become soft and gooey again, almost like fresh from the oven. For another freezable favorite, my oatmeal chocolate chip cookies hold up wonderfully in the freezer too.
If you’re looking for more storage ideas for baked goods, my small batch cookie recipe includes tips for keeping cookies fresh when you don’t want to bake a large quantity.
Try This Chocolate Chip Bread Yourself
I hope this Chocolate Chip Bread becomes a cherished recipe in your home just as it has in mine. There’s something magical about pulling a warm, chocolatey loaf from your own oven that makes any day feel special.
Some of my fondest memories involve sharing this simple baked treat with chocolate chips with neighbors, new parents, or friends going through tough times. Food made with love truly does nourish more than just the body.
Whether you’re baking for a Sunday brunch, packing lunchbox treats, or simply craving something sweet with your afternoon coffee, this moist homemade bread with chocolate never disappoints. The recipe is forgiving enough for beginners yet delicious enough to impress experienced bakers.
If you enjoy this loaf, you might also love my cottage cheese banana bread for another protein-packed option. For chocolate lovers, my decadent chocolate cake and chocolate cupcakes are always crowd-pleasers.
Don’t forget to explore my chocolate buttercream frosting if you want to turn this bread into an extra-special dessert. For more chocolate inspiration, browse my complete collection of chocolate chip recipes that range from breakfast to dessert.
Frequently Asked Questions
What are some easy chocolate chip bread recipes?
This recipe is designed specifically to be approachable for bakers of all levels. The simple method requires just basic ingredients and straightforward steps. For another easy option, my gluten-free pumpkin bread offers a delicious twist on classic quick bread.
Can I make chocolate chip bread without buttermilk?
Absolutely! This recipe doesn’t require buttermilk at all. The combination of milk and butter creates a tender crumb without needing any specialty ingredients. The result is a soft bread loaded with chocolate chips that’s easy to make with pantry staples.
How do I make moist chocolate chip bread?
The key to moist homemade bread with chocolate is not overbaking and using the right fat-to-liquid ratio. This recipe has been tested repeatedly to achieve that perfect tender texture. Always check for doneness a few minutes before the recommended baking time ends.
Can I make chocolate chip bread without eggs?
While eggs provide structure in this particular recipe, you can try using flax eggs as a substitute. For a naturally egg-free option, my classic banana bread might be a better choice as it’s more forgiving with egg substitutions.
More Sweet Bread Recipes You’ll Love
If this chocolate chip bread sparked your baking joy, here are more comforting recipes that turn simple ingredients into something special.
Classic Banana Bread – The perfect way to use up ripe bananas for a moist, warmly spiced loaf that feels like a hug.
Lemon Blueberry Bread – Bursting with juicy berries and bright citrus flavor that makes mornings feel fresh and joyful.
Chocolate Banana Bread – A decadent twist that combines two favorites into one irresistible treat that’s perfect for dessert.
Zesty Lemon Bread – Sunshine-sweet with a tangy glaze that cuts through the richness for a balanced bright flavor.
Decadent Fudge Cake – The ultimate chocolate indulgence for when you need something rich, dense, and deeply satisfying.


